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demo6.wealthyadvisersclub.co.uk

FCA regulated advice Rated 4.9 out of 5 Whole of market
01234 567 890 Mon to Fri, 9am to 6pm
Home / Mortgages
Mortgage advice

The right mortgage, sourced from the whole market

From your first home to your next move, a remortgage, a buy-to-let or borrowing in later life, we compare deals across more than 60 UK lenders and manage the whole application for you.

Quick estimate

See a repayment figure in seconds

Enter a rough amount, rate and term for an indicative monthly repayment. For a tailored figure, our advisers will do the full search for you.

Quick repayment estimate

£0per month

A guide only. For a tailored figure, use the full calculators or call us.

First-time buyers
First-time buyers

First-time buyers

Buying your first home is a big step, and the mortgage does not need to be the hard part. We explain how much you can borrow, what deposit you need and which schemes you may qualify for, then find a first-time buyer deal that fits.

  • A clear picture of what you can afford
  • Help with deposit and government scheme options
  • Support with the application from offer to completion
Moving home
Moving home

Moving home

Moving up, down or across town, we manage the mortgage side of your move so you can focus on the rest. We check whether porting your current deal makes sense, or whether a new mortgage would serve you better.

  • Advice on porting versus a new mortgage
  • Managing timing across a property chain
  • Whole-of-market search for your next deal
Remortgaging
Remortgaging

Remortgaging

When your current deal is ending, remortgaging can secure a better rate or release funds. We compare your options across the market and handle the switch, so you are not left on an expensive standard variable rate.

  • Review your rate before it expires
  • Options to raise funds or reduce your term
  • Advice on any early repayment charges
Important: Think carefully before securing other debts against your home. Consolidating debt into a mortgage may reduce your monthly payments but could cost more overall by extending the term.
Buy-to-let
Buy-to-let

Buy-to-let

Whether you are a first-time landlord or growing a portfolio, we advise on buy-to-let mortgages, rental cover requirements and the lenders best suited to your plans.

  • First-time and portfolio landlord cases
  • Rental cover and stress-test guidance
  • Access to specialist buy-to-let lenders
Important: Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.
Later-life lending
Later-life lending

Later-life lending

Later-life lending and equity release can help you borrow in or approaching retirement, from a retirement interest-only mortgage to a lifetime mortgage. We give patient, careful advice on the options and the long-term implications.

  • Retirement interest-only and lifetime mortgages
  • Advice on releasing equity from your home
  • Time to consider, with family welcome to attend
Important: A lifetime mortgage is a loan secured against your home. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits. Ask for a personalised illustration.
Why Ashcroft

Advice built on trust

One qualified adviser, whole-of-market choice, and steady guidance from first call to completion.

  • Whole-of-market mortgage advice, not tied to any single lender
  • One adviser who stays with you from first call to completion
  • Protection matched to your budget, explained in plain English
  • Evening and weekend appointments around your working week
180+
clients helped since 2019
60+
UK lenders on our panel
98%
of cases to offer
7 days
typical time to a decision
Ready when you are

Let us find the right deal for you

Book a free, no-obligation consultation. We will talk through your options and there is never any pressure to proceed.